FAQs
What is a Public Adjuster?
A public adjuster is a state-licensed insurance professional specializing in managing every aspect of an insurance claim on behalf of the policyholder. Unlike your insurance company’s adjuster, who works for the insurance company, a public adjuster represents you and your interests. Public adjusters are individually-licensed and work as independent contractors. 46 states in America have specific licensing requirements for public adjusters. In order to call yourself a licensed public adjuster in most states, you need to meet strict requirements. Alabama, Alaska, Arkansas, South Dakota, and Wisconsin do not have regulatory schemes for public adjusters.
What do Public Adjusters Do?
Generally speaking, a public adjuster manages every aspect of your claim from beginning to end. They investigate, inspect, appraise, and adjust the insurance claim. Unlike your insurance company’s adjuster, however, a public adjuster works for you. The goal is to maximize the amount of compensation you receive from your insurance company. A public adjuster will ensure your claim is handled efficiently and achieves a fair outcome. The public adjuster will also negotiate with the insurance company on your behalf.
What should I look for in a Public Adjuster?
You should look for the same qualities you would look for in any other professional, which includes experience and proven performance. Your Public Adjuster must be licensed and bonded. Your chosen Public Adjuster should also utilize its own staff of adjusters, appraisers and other professionals to assist him or her in maximizing the benefits you are entitled to receive after a claim. The Public Adjuster you choose should be aware of your needs and responsive to your concerns.
Do I need a Public Adjuster?
If you’ve experienced a disaster at your property, then you may be considering hiring a public adjuster. Public adjusters are licensed & bonded, experienced insurance professionals. We can help you avoid making mistakes on your insurance claim. We keep your insurance company honest. Every day we get calls from clients who were underserved by their insurance. Just last month we helped serve a family who originally received just under 6k from their insurance. After reviewing the claim and going through our process we finished with 50k for our client. It’s up to you to decide if you need a public adjuster.
Why should I hire Triple B Public Adjusting?
We bring expertise, negotiation skills, and detailed inspections to ensure your claim is properly handled. Most importantly, we fight for what you’re truly owed, not what the insurance company wants to pay.
How do you get paid?
We work on a contingency basis—meaning we only get paid if you get paid. There are no upfront fees. Our fee is a small percentage of your settlement.
Can I hire you even if I’ve already filed a claim?
Yes! Even if your claim is already in progress—or was denied or underpaid—we can step in to review, reopen, or negotiate on your behalf.
What types of claims do you handle?
We handle a wide range of property damage claims including:
Fire & smoke damage
Water & flood damage
Storm, wind & hail damage
Mold damage
Roof damage
Theft & vandalism
Business interruption and more.
Will hiring you delay my claim?
No. In fact, working with us often speeds up the process. We ensure all documentation is complete and accurate, helping avoid costly delays or denials.
How do I get started?
Simply fill out the claim submission form or call us directly. We’ll start with a free consultation to review your situation and guide you on the next steps.
Is my information kept private?
Absolutely. We take your privacy seriously. All information shared with Triple B Public Adjusting is secure, confidential, and never shared without your permission.